I read fellow blogger's article in dismay, the degree of inaccuracy that's stated in every one of their blogs. The one the kind of sparks me is the article written by MR WANG. He states that SAF does not makes arrangement for insurances for servicemen. Maybe I would like to put things in the correct perspectives here. In actual fact, any servicemen who goes into NS is being offered an insurance policy from company like AVIVA which they pay a premium up to 40 bucks a month and they get covered up to 400k for accidents that is a result of SAF training and maneuver resulting in PD and death? This policy is offered to all servicemen within 2 weeks of their enlistment to whatever services of the SAF. What is the subscription rate to such policy? 30%? People didn't want the policy because they felt that its a pay-and-get-nothing-out-of-it kind of thing. They compare it with XXX insurance company's life policy, they look at returns. When i was a platoon commander, that's what my men told me. Even when I tried so hard to convince them that they should get a group insurance that covers their NS duties, their answer is "my parents says its a waste of money to buy a SAF group insurance when XXX insurance gives me back so much returns every year". So they went to get an XXX insurance policy. Only to realise that XXX insurance policy don't pay them when they get injured in a military related accident.
You go up to any insurance agent you can find in the market, ask them if they have an insurance that covers military training and maneuver. The answer is no. In my full 5 years of services, no one company do that kind of insurance in the market. When ever one agent comes up to me to try sell me a policy, I asked them " you cover accidents that occurs in my tour of duty?" the answer is no if I'm in the army, the policy don't covers me in military related training and activities. Its not just the army. It applies to police and SCDF and anything that comes with high risk job nature. And a good accident policy that gives high payout don't have returns!
Mr Edmund Ng wrote about a servicemen by the name of Lawrence Leow who was paralysed due to a heat injury incident during his NS days. While I fully empathised with Lawrence, i do not see whats wrong with $500 allowance with CSC card. $500 was a monthly allowance given to him till his death which could be easily 40 years? that's 40 x 12 x 500 = $240000. And in case Internet folks do not know what is a CSC card it meant Civil service card. The power of the card? Lawrence do not need to foot medical bills when he visits government clinics and hospitals with ailments caused by his heat injury and other minor ailments. If he were to purchase the group insurance paying 40 bucks a month, he would definitely gotten more than what he is getting now. I'm not sure what Mr Edmund understands by the term 500 bucks monthly allowance and CSC card. writer of insanepoly.com definitely don't know what is CSC card and i don't think he asked Lawerance how long is he getting the allowance for. And I certainly would like to find out from fellow bloggers that in their opinion what amount of monthly allowance is considered sufficient for Lawrence? Enough for him to hire a maid or two?
Its always easy to just look at the main cause of injury and shout out loud cursing SAF. If you were to look at each incidents on a case by case basis, was it a organisational problem or a individual problem? It was never a SAF never look after their servicemen problem. While SAF tried all means and ways to ensure safety, best coverage in terms of medical and insurance, individual has their own responsibilities.
I would like to ask fellow servicemen, when you were taught First Aid and CPR during your service days, how many of you took that lesson with a serious mind? What I've seen in my trainees, not much. Another question. How many of you ever gave our SAF medics your confidence in them whenever you step into your unit's medical center? I did. And for my 5 years in service, I have never met an incident where a medic, with me, has to poke a servicemen with a intravenous needle more than once, whenever that confidence was given to them. I would like to suggest to fellow bloggers to asked their nurse friends how long is their lesson to insert a intravenous needle in Nanyang Poly.
Maybe everyone of us should look back into how we started with our individual NS life. Was there ever a day where anyone of us took safety briefings lightly in what ever activity we do during our NSF lives and NSmen's life? Touch our own hearts and ask ourselves, how many time were we dozing off when a safety brief was conducted, playing a fool during demonstrations by instructors, and talking to our "brothers" while important safety messages were being told to us. And how many time did we choose the short way out (not drinking enough water, not sleeping/ resting enough) during high risk activity.